MariBank Philippines Inc., owned by Singapore’s Sea Ltd., ranked first. Built from the Rural Bank of Pagsanjan, it has embedded financial services within the Shopee ecosystem, allowing it to reduce acquisition costs and improve customer satisfaction.
GoTyme Bank, backed by the Gokongwei Group and Singapore’s Tyme Group, ranked second. Launched in 2022, the bank has expanded through kiosks in Robinsons Supermarkets under a hybrid model that combines digital onboarding with physical access points.
Bank of the Philippine Islands (BPI) placed third, the highest-ranked traditional lender, reflecting continued strength among established banks serving corporate and affluent clients.
Union Bank of the Philippines ranked fourth, followed by Maya Bank in fifth place. Metrobank ranked sixth, while Land Bank of the Philippines and Philippine National Bank also placed within the top eight.
Forbes said that while trust remains the most important factor for customers, ease of digital banking tools has emerged as the key differentiator in 2026.
