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Monday, October 12, 2026
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GSIS adds more Luzon areas to calamity loan program

The Government Service Insurance System (GSIS) has expanded its Emergency Loan program to cover more areas in Luzon after local governments declared states of calamity due to recent weather disturbances.

Starting July 25, eligible GSIS members and pensioners residing in Cainta, San Mateo, and Montalban in Rizal; and the cities of Malabon, Marikina, Las Piñas, Navotas, and Valenzuela may apply for loans until October 24, 2025, the state-run pension fund said Thursday in a statement.

Residents and employees in Agoncillo in Batangas, Balagtas in Bulacan, Malasiqui in Pangasinan, Roxas in Palawan; the provinces of Bataan and Pampanga; and the City of Dagupan may also apply until August 24, 2025.

“This expanded coverage is part of our continuing commitment to provide immediate relief to our members and pensioners affected by Tropical Storm Crising, habagat, and related calamities,” said GSIS officer-in-charge Juliet Bautista.

Under the program, qualified members may borrow P20,000, or up to P40,000 if they have an existing emergency loan. The loan is payable over three years with a 6% annual interest rate and no processing fee.

Pensioners may also apply, provided they retain at least 25% of their net monthly pension after deductions.

Loan applications may be filed through the GSIS Touch mobile app, GWAPS kiosks, or in-person at GSIS branches and designated government offices.

Bautista said 99.79% of emergency loan applications on Day One were submitted via the GSIS Touch app.

The new locations are in addition to five previously announced areas: Cavite, Quezon City, Umingan in Pangasinan, Calumpit in Bulacan, and Manila.

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